YMYL (Your Money Your Life) content — medical, financial, legal, safety — faces stricter E-E-A-T requirements than general content. A core update can hit YMYL content disproportionately, often via different criteria than general content drops described in the core update recovery guide. This guide covers the heightened bar and recovery patterns.
Clear YMYL categories: - Medical / health information - Financial advice (investing, lending, insurance, tax) - Legal advice - Safety information - Major life decisions (jobs, education, housing) - News with civic/societal impact - Drugs, supplements - Heavy machinery, vehicles Borderline (treated as YMYL): - Nutrition and fitness with health claims - Mental health content - Parenting advice with safety implications - Career advice that affects income NOT YMYL: - Entertainment, hobbies, lifestyle (most cases) - Product reviews (unless health/finance) - General how-to that doesn't affect health/finance/safety
Required:
- Author has demonstrable credentials in the topic
(MD/DO for medical, CFP/CFA for finance, JD for legal)
- Credentials visible on page near content
- Author bio page with detailed credentials
- sameAs to professional registries
(medical: state medical board, GMC, etc.)
- Person schema with hasCredential property
Unacceptable for YMYL:
- "Written by Editorial Team" anonymous content
- Author whose credentials don't match topic
- Credentials claimed but not verifiable
Pattern Google's Search Quality Rater Guidelines highlights:
- Author (writer) + Reviewer (separate domain expert)
- Reviewer credentials shown
- Review date visible
- Reviewer different from author
Why: separates "I researched and wrote this" from
"someone with deeper expertise verified it".
Major medical sites use this pattern (WebMD, Healthline,
Mayo Clinic). Smaller YMYL sites should adopt it.
Schema:
Article {
author: { Person, name: "Writer", ... },
reviewedBy: { Person, name: "Reviewer MD", hasCredential: ... },
dateModified: "2026-04-22"
}
Sites carrying YMYL content benefit from: - "About us" with organisational history, mission - Editorial board with named medical/financial/legal experts - Editorial standards page (how content is created, reviewed, updated) - Corrections policy (how errors are handled) - Funding/business model disclosure - Conflict of interest policy Individual experts can rank YMYL content too, but require even stronger credentialing and visible accountability. Anonymous YMYL content barely ranks post-2024 algorithms.
YMYL content goes stale fast. Old guidance can become wrong or dangerous:
Quarterly review for medical/legal content: - Has guidance changed? - Are statistics still current? - Are linked sources still correct? - Has the FDA / NICE / equivalent updated position? Visible "Last reviewed by [reviewer] on [date]". schema dateModified reflects actual review, not deploy. Pages without recent review dates downrank on YMYL queries.
YMYL recovery follows core update cycle plus organisation-building lag: - Credentialing existing content: 4-8 weeks - Adding reviewer pipeline: 8-12 weeks (find, hire, integrate) - Updating site-wide editorial standards: 4-6 weeks - First core update reassessment: 3-6 months - Steady recovery: 9-18 months YMYL is the hardest category to bluff. Sites without legitimate expertise rarely recover; sites that invest in real experts generally do.